First Life Insurance - Live For Today . . . Let Us Help You Plan For Tomorrow
PLAN OPTIONS
 
If you qualify, some of our products require NO MEDICAL EXAM for up to $250,000 in coverage. Most of our products offer optional riders .i.e., 
  • Return of Premium - receive a refund of your premiums paid at the end of the term policy.
 
  • Disability Income - pays a monthly income if you become totally disabled (due to an accident) up to 2 years
 
  • Premium Waver - pays your insurance premium if you become totally disabled. 
 
  • Child Coverage - provides term insurance for each child in the family less than 18 years of age.  Plan can be converted to a permanent plan once the child reaches 25. 
 
  • Accidental Death Benefit - an additional death benefit will be paid, if you die of an accident. 
 
  • Critical Illness - allows for an accelerated benefit if diagnosed with a covered critical illness or completed a covered critical procedure.
 
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